First Coffee Communications

Brew Up More Rewards: Navigating Credit Cards the Smart Way

Featured Credit Cards

American Express Membership Rewards Credit Card

American Express Membership Rewards Credit Card

The American Express Membership Rewards Credit Card is perfect for frequent shoppers and travelers, allowing you to earn Membership Rewards points on every purchase.

Key Features:

  • Earn 1 point for every Rs. 50 spent.
  • 2x points on select categories such as travel and dining.
  • No cap on points accumulation.
  • Exclusive discounts and offers.
  • Complimentary memberships to lifestyle and travel programs.

Annual Fee:

The annual fee is Rs. 5,000, waived upon meeting a spending requirement.

Who Should Apply?

This card is ideal for travelers and food enthusiasts looking to maximize rewards.

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Amex SmartEarn Credit Card

Amex SmartEarn Credit Card

The Amex SmartEarn Credit Card is ideal for earning rewards on everyday spending while enjoying American Express benefits.

Key Features:

  • 1 point for every Rs. 50 spent (excluding certain transactions).
  • 10x points with select partners like Flipkart and Uber.
  • 5x points on spending at Amazon and Swiggy.
  • Exclusive Amex offers and discounts.
  • Annual fee of Rs. 495, waived at Rs. 40,000 annual spending.

Annual Fee:

Annual fee of Rs. 495 (plus taxes), waived upon reaching a spending threshold.

Who Should Apply?

This card suits individuals who frequently shop online and want to maximize rewards in dining and travel categories.

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